annuitant的音標是[?"nju???nt]，基本翻譯是“終身年金領取者；終身受俸者”。速記技巧可以是：an“一”+ our“我們的”+ tenant“租戶”→終身租戶→annuitant。

英文詞源：

annuitant這個詞源自拉丁語annuit，意為“一年一次的”。

變化形式：

annuitant在形式上沒有變化，是一個名詞形式。

相關單詞：

1. annuity年金，養老金：annuity這個詞表示定期支付的款項，通常是一年一次或按月支付，用于支付生活費用。

2. annual年度：這個詞表示每年一次，與annuitant相對應，表示每年支付一次的款項或服務。

3. anniversary周年紀念：這個詞來源于annuit這個詞，表示一年一次的紀念日。

4. biennial兩年一次：這個詞表示每兩年一次。

5. quarterly季度：這個詞表示每季度一次。

6. monthly每月：這個詞表示每月一次。

7. biennial budget兩年預算：這個詞表示每兩年編制一次的預算。

8. pension養老金：這個詞來源于拉丁語pensum，意為“需要思考的負擔”，用于支付退休人員的收入。

9. entitlement權利：這個詞表示有權獲得某物或某項服務。

10. entitle與annuitant相關，表示給予權利或資格，與annuitant相對應，表示有權定期獲得某種款項或服務的人。

常用短語：

1. be entitled to an annuity

2. draw an annuity from a pension fund

3. receive an annual pension

4. draw an annual pension from a retirement fund

5. be on the pension list

6. draw a monthly pension

7. receive a monthly pension

雙語例句：

1. After working for the company for 30 years, Mr. Li is entitled to an annuity.

2. The government has increased the retirement age to ensure that those who have worked for many years are not denied their monthly pension.

3. The pension fund has drawn an annuity from the market to ensure its long-term stability.

4. Many people on the pension list are struggling to make ends meet, as their income is insufficient to meet their basic needs.

5. The company has started to pay monthly pensions to retired employees, which is a great relief for them.

6. After receiving a monthly pension for many years, Mr. Wang is now retired and living a peaceful life.

7. The government is committed to providing a secure retirement for its citizens by increasing the retirement age and ensuring that they receive a sufficient monthly pension.

英文小作文：

Retirement and Annuities

Retirement is a time of change and transition, but it also brings with it the possibility of receiving an annuity, which can provide a steady income in later life. An annuity is typically paid by a pension fund or insurance company after a person has worked for a certain period of time and reached a certain age or retirement point.

Receiving an annuity can be a source of comfort and security in later life, as it provides a regular income that can help cover basic expenses such as housing, food, and medical costs. However, it is important to remember that an annuity is only one source of income and should be combined with other sources of income, such as savings, investments, and social security benefits, to ensure a comfortable retirement.

On the other hand, not all people are entitled to an annuity, and some may need to rely on other sources of income, such as family support or part-time work, to make ends meet in later life. Regardless of whether someone receives an annuity or not, it is important to plan for retirement and prepare financially to ensure a secure and fulfilling retirement.