annuity pension的音標是[??nju??a? p????n]，翻譯成中文是“年金退休金”。

速記技巧：將“annuity”和“pension”兩個詞的字母重新排列組合，得到“年金退休金”這個單詞。

Annuit 的詞源：

- 詞源：拉丁語名詞 annus（一年）和動詞 annui（每年）的合成詞。

變化形式：

- 復數形式：annities。

- 過去式：annuit。

- 過去分詞：annuit。

相關單詞：

- annuity：年金，定期年金，定期付款，定期年金金庫。

- annual：每年的，一年一次的，年度的，一年的。

- annuitant：領取年金的，年金受益人。

- annuitancy：年金，領取年金的人。

- annuitise：使成為年金，使成為定期付款。

- annuitization：年金化，定期付款化。

以上這些單詞都與annuity pension有著密切的聯系，它們都表示與年金的發放、領取、性質等相關概念。annuity pension作為一種定期支付的養老金制度，在許多國家得到了廣泛應用。

常用短語：

1. lifetime pension終身年金

2. monthly pension每月退休金

3. annual pension年金

4. pension plan退休金計劃

5. retirement pension退休金

6. pension fund退休金基金

7. pension plan for the elderly老年人退休金計劃

雙語例句：

1. The retired worker received a lifetime pension from the government.這位退休工人從政府那里獲得了終身年金。

2. She is receiving a monthly pension from her late husband"s retirement fund.她正在領取她已故丈夫退休金基金的每月退休金。

3. The annual pension is a guarantee of a comfortable life for retired people.年金是退休人員安享生活的保障。

4. The pension plan covers all expenses for medical treatment and daily living needs.退休金計劃涵蓋了所有醫療和日常生活費用。

5. The elderly people are entitled to a retirement pension after working for many years.老年人工作多年后有權領取退休金。

6. The pension fund is a crucial source of income for many retirees.退休金基金是許多退休人員的重要收入來源。

7. The government should increase the pension fund to ensure that retirees have a secure income in their old age.政府應該增加退休金基金，以確保退休人員晚年有穩定的收入。

英文小作文：

Pension is an important guarantee for the elderly after retirement, which plays a vital role in their daily life and medical treatment expenses. In order to ensure that retirees have a stable income in their old age, it is necessary to increase the pension fund and improve the pension system to better meet the needs of retirees. At the same time, we should also encourage more people to participate in pension plans to increase the pool of funds and improve the quality of retirement life for all retirees.

退休后，養老金對于老年人來說是一項重要的保障，它在老年人的日常生活和醫療費用中起著至關重要的作用。為了確保退休人員晚年有穩定的收入，有必要增加養老金基金并改善養老金制度，以更好地滿足退休人員的需求。同時，我們也應該鼓勵更多的人參加養老保險計劃，以增加資金池和提高所有退休人員退休生活的質量。